usa

U.S. Investors: Building Long-Term Capital Growth
— Without the 60% Foreign Stamp Duty

Build Global Wealth in Asia’s
Most Trusted Property Market

Looking for stable, long-term capital growth in a tax-efficient jurisdiction? As a U.S. citizen, you are eligible for full remission of Singapore’s Additional Buyer’s Stamp Duty (ABSD) under the U.S.–Singapore Free Trade Agreement (USSFTA). That means you pay only the standard Buyer’s Stamp Duty (BSD) — the same rate Singapore citizens pay — while most other foreigners face a 60% surcharge.

🏠 Save up to S$600,000 on a S$1M property
🏠 Save up to S$1.8M on a S$3M investment

Manage money-pana

Why U.S. Investors Are Turning
to Singapore Property for Long-Term Growth

✅ USD Stretches Further

With 1 USD ≈ 1.35 SGD, your capital goes further.
A quality 1-bedroom property in city-fringe areas starts around S$750,000, which is approximately:

  • USD 555,000
  • EUR 515,000

✅ Long-Term Growth in a Resilient Market

Singapore’s real estate sector is globally trusted for its legal clarity, political stability, and consistent capital appreciation. For U.S. investors focused on long-term value creation, it offers a rare blend of safety and performance in Asia.

✅ Tax-Efficient Global Diversification

Singapore imposes no capital gains tax and offers full ownership rights with clean legal structures. It’s an ideal jurisdiction for U.S. investors to diversify internationally, preserve returns, and plan flexible exits.

✅ Political & Economic Stability You Can Count On

Singapore consistently ranks among the world’s most stable and well-governed countries. With strong institutions, prudent fiscal policies, and minimal corruption, it’s one of the safest jurisdictions for foreign property investment. Unlike emerging markets, Singapore offers predictable, transparent regulations — critical for long-term wealth preservation.

Benefits for for U.S. Investors
Building Long-Term Capital Growth

Maximize
After-Tax Returns
With no capital gains tax and no ABSD, your investment in Singapore is tax-efficient — minimizing wealth leakage
and optimizing long-term performance.

Access a Stable, High-Growth Property Market

Singapore’s real estate market is globally trusted for its long-term capital appreciation, strict regulatory standards, and economic resilience — making it ideal for wealth preservation and growth.
 Global Diversification with Local Simplicity
Use your U.S. citizenship to diversify globally in a jurisdiction known for its simplicity in cross-border investment — without the complexity or tax barriers found elsewhere.
Enjoy Full Ownership and Legal Protection
U.S. investors enjoy complete freehold or leasehold title ownership — no local nominee required. Singapore’s legal system offers strong investor protections and internationally recognized ownership structures.
Pay Local Tax Rates — Not Foreign Premiums
As a U.S. citizen, you’re exempt from Singapore’s 60% Additional Buyer’s Stamp Duty (ABSD) under the USSFTA. You pay only the standard Buyer’s Stamp Duty (BSD), just like local buyers — giving you a substantial tax advantage over other foreign investors.
Confidential and Flexible Asset Holdings
Singapore supports privacy in property ownership and allows flexible structures for estate planning, wealth transfer, and rental income — all within a trusted and transparent legal framework.

Common Misconceptions About Investing in Singapore Property As a U.S. Citizen

❌ "Foreigners always pay an extra 60% in stamp duty when buying property in Singapore."

Truth: While this applies to most foreigners, U.S. citizens are exempt from the 60% Additional Buyer’s Stamp Duty (ABSD) under the USSFTA. You pay only the standard Buyer’s Stamp Duty (BSD), just like Singaporeans — giving you a major edge when entering the market.

❌ "Singapore real estate is too regulated and complicated for foreign investors."

Truth: Singapore is one of the most transparent and investor-friendly property markets in the world. For U.S. investors, the combination of clear legal frameworks, full ownership rights, and ABSD exemption makes the process simple and secure — even for first-time overseas buyers.

❌ "There’s little upside — it’s just a safe haven."

Truth: While Singapore is indeed a stable market, it also offers consistent long-term capital appreciation, especially in prime locations. For U.S. investors focused on portfolio diversification and steady growth, Singapore property is both a shelter and a smart long-term play.

How U.S. Investors Achieve
Long-Term Capital Growth in Singapore

Example Scenario 1: Strategic Acquisition of a Prime District Condo

Scenario:
Mr. David Chen, a U.S. citizen based in California, aimed to diversify his long-term investment portfolio with a stable asset in a growing Asian market. He was particularly interested in Singapore’s prime districts (e.g., Districts 9, 10, 11) known for their consistent appreciation and appeal to high-net-worth individuals. However, the standard 60% ABSD for foreigners made such an investment significantly less attractive, as it would severely eat into his potential capital growth.

Outcome:
Upon learning about his ABSD exemption under the USSFTA, Mr. Chen proceeded with confidence. He acquired a luxury condominium unit in Orchard Road, a highly sought-after prime district. By saving the 60% ABSD (which would have been over 1million / 2 million property), he effectively reduced his initial outlay, boosting his net returns from potential capital appreciation. This allowed him to invest in a property with strong fundamentals for long-term growth, backed by Singapore’s robust economy and consistent demand for prime real estate, without the punitive entry costs faced by investors from other non-FTA countries.

Key Takeaway:
U.S. investors can strategically target prime, high-growth areas in Singapore, enhancing their long-term capital appreciation potential by avoiding the hefty ABSD.

Example Scenario 2: Early Investment in an Emerging Growth Area

Scenario:
Ms. Sarah Miller, a young U.S. tech professional, recognized Singapore’s future growth potential in areas undergoing urban rejuvenation, such as the Greater Southern Waterfront or upcoming regional centers. She wanted to make an early investment in a condominium within such an area, anticipating significant capital growth over the next 10-15 years as infrastructure develops and amenities mature. The typical foreign buyer’s tax made such a long-term play less feasible due to the immediate large outlay.

Outcome:
Leveraging her ABSD exemption as a U.S. citizen, Ms. Miller purchased a new launch condominium in an area earmarked for substantial future development. The significant savings from not paying ABSD allowed her to acquire a larger or better-located unit within her budget, maximizing her exposure to the area’s projected capital growth. As the surrounding infrastructure develops and the district matures, her investment is well-positioned to benefit from substantial appreciation over the long term, a strategy made viable by the USSFTA advantage.

Key Takeaway:
The ABSD exemption empowers U.S. investors to make strategic, early-stage investments in Singapore’s emerging growth areas, positioning them for significant long-term capital growth.

Example Scenario 3: Diversifying Retirement Portfolio with Tangible Assets

Scenario:
Mr. and Mrs. Johnson, a retired couple from the U.S., were looking to diversify their retirement portfolio beyond traditional stocks and bonds. They sought a tangible asset in a stable international market that could provide a reliable hedge against inflation and offer long-term capital growth. Singapore’s strong property market appealed to them, but the ABSD was a major concern for their retirement funds.

Outcome:
Thanks to the USSFTA, the Johnsons purchased a freehold condominium in a well-established residential estate in Singapore without incurring the 60% ABSD. This allowed them to allocate a significant portion of their retirement savings into a high-quality asset that offers both potential for capital appreciation and rental income if they choose to rent it out in the future. The ABSD savings ensured their investment contributed fully to their long-term wealth preservation and growth goals, providing a tangible, appreciating asset within a highly secure and transparent market.

Key Takeaway:
U.S. retirees can confidently diversify their portfolios into Singapore real estate for long-term capital growth, utilizing their ABSD exemption to acquire high-value assets that contribute to their financial security.

USSFTA vs EFTA-Singapore FTA: What’s the Difference?

Both Free Trade Agreements grant Additional Buyer’s Stamp Duty remission for eligible foreign buyers,
but there are key distinctions in coverage and considerations.

USSFTA
Citizens of the United States of America
Bilateral trade agreement
Article 15.1 of the USSFTA
EFTA–Singapore FTA
Citizens of Switzerland, Norway, Iceland, Liechtenstein
Multilateral trade agreement (EFTA bloc)
Chapter 41 of the EFTA–Singapore FTA

Frequently Asked Questions

❓ Here are 6 short and sweet FAQs regarding the USSFTA for U.S. investors in Singapore property: 1. What's the main USSFTA benefit for US property buyers?

US citizens get ABSD (Additional Buyer’s Stamp Duty) exemption on their first residential property, saving 60% compared to most foreigners.

❓ Does this exemption apply to all properties?

No, only your first residential property. Subsequent purchases incur ABSD rates like Singapore citizens.

❓ What property types can US citizens easily buy?

Private condos and apartments are generally unrestricted. Landed properties need SLA approval; HDB flats are usually not allowed.

❓ What other taxes apply besides ABSD?

You’ll still pay Buyer’s Stamp Duty (BSD) and annual Property Tax, like all buyers.

❓ How does this impact US taxes?

The USSFTA is for Singapore duties. US citizens must still report worldwide income to the IRS. Consult a US tax advisor for specifics.

❓ Does the USSFTA offer other investor benefits?

Yes, it’s a broad agreement covering trade, services, IP protection, and a more predictable business environment for US investors in various Singapore sectors.

Testimonials

“As a U.S. citizen looking to secure a truly impactful long-term investment, Singapore’s stability and growth potential were undeniable. However, the thought of the typical 60% foreign buyer’s stamp duty was a significant hurdle, as it would severely cut into my initial capital and future returns. When I learned about the USSFTA and my exemption from ABSD, it was like unlocking a hidden advantage! It meant I could allocate my full investment towards acquiring a prime residential asset, confident that every dollar was working towards capital appreciation. My property in Singapore is now a cornerstone of my long-term wealth strategy, all thanks to this incredible benefit.”
— Mark T., Tech Entrepreneur, Austin, Texas

“My retirement planning focuses heavily on diversifying into robust international markets. Singapore stood out for its consistent property appreciation and strong legal framework, but I was hesitant due to the high entry costs for foreigners. The ABSD exemption for U.S. citizens through the USSFTA completely changed my perspective. It allowed me to invest in a high-quality condominium, securing a tangible asset that I expect to grow significantly over the next two decades. This exemption was the deciding factor, ensuring my investment contributed directly to my long-term capital growth goals without unnecessary tax burdens. It’s a fantastic advantage for any American looking to invest seriously in Singapore.”
— Susan K., Retired Financial Advisor, San Francisco, California

Your Stamp Duty Advantage for Long-Term Growth

Get personalized advice tailored to your U.S. nationality, investment goals, and aspirations for
long-term capital growth in Singapore’s real estate market.

Ready Secure Your Property Advantage with Confidence?

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